About the Author

Stephen Oakes is an experienced financial titan from New York who brings Wall Street to Main Street. Over the past 11 years, he has developed and tested the renown, Oakes Momentum System, which uses a unique constellation of technical indicators to find timely buy and sell points. He holds an M.B.A. in the United States (New York) and has studied internationally at the Reims School of Management in France.

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Prosper Options

I recently wrote in to Prosper’s customer support asking if there was any way I could do a standing order search that removed any potential borrower with a delinquency history.

Well, the response just came in and I was shocked to discover that they do in fact have these options built in. the problem was that all of their search windows were already expanded. However, the more options section was not automatically expanded. So, I figured that was all I had to work with.

In the chart below you will notice the section I overlooked time and time again.

Prosper Options I

Here’s an expanded view. The picture had to be minimized to fit on the site. I simply wanted to illustrate the closed and expanded format.

Prosper Options II

With these options I expect less delinquencies coupled with slightly lower rates — which is fine.

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