About the Author

Stephen Oakes is an experienced financial titan from New York who brings Wall Street to Main Street. Over the past 11 years, he has developed and tested the renown, Oakes Momentum System, which uses a unique constellation of technical indicators to find timely buy and sell points. He holds an M.B.A. in the United States (New York) and has studied internationally at the Reims School of Management in France.

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What determines your credit score?

June 18th, 2007 • Related • Filed Under

FICO/Credit Score Breakdown

· 35% - paying your bills on time
· 30% - Balance-to-Limit ratio
· 15% - Length of your credit history
· 10% - New accounts and recent “new” credit applications
· 10% - Mix of credit card and other loans

Source: Yahoo Finance

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